Call Us Today!

Facebook-f Linkedin-in

Home Loans and Business Finance with a Property Specialist

Find Your Property Finance is for property owners, borrowers and buyers who want to manage their portfolios and structure their finance wisely. An expert is dedicated to you to understand your personal requirements then find and negotiate a home loan on your behalf. Clients choose us for our skills in due diligence and search. Our work completes your journey.

WHAT WOULD YOU LIKE TO DO?

WHAT WE DO

PROPERTY FINANCE

A home loan is a highly cost-effective form of secured finance, which can be used for several purposes such as the purchase of residential or commercial property, for renovations or construction and even business. We source and structure finance specific to your needs and objectives.

Read More >

SELF EMPLOYED BORROWERS

Being self-employed has significant advantages when it comes to obtaining finance. This includes access to full doc and low doc finance, which makes it a lot less onerous compared to salaried employees. We help you to understand how to ensure your business is financially healthy so that we can provide you with cost-effective finance solutions to suit your needs and objectives.

Read More >

CREDIT SCORE IMPAIRED

Life is full of surprises. Unexpected events and personal circumstances can affect your credit score, to the extent that you may fall outside of the lending criteria set by traditional lenders. We assist in sourcing finance options that can provide you the funds you need during the period that your credit history is impaired. More importantly, this comes with a robust plan to get you back onto prime lending solutions that will significantly reduce your total cost of finance.

Read More >
SPEAK TO A FINANCE
SPECIALIST
Excellent5.0★★★★★ Based on 52 reviews from review us onAnthony & Lucia CondosAnthony & Lucia Condos ★★★★★ Gina has been great to guide us in finding the best loan option available. No questions were left unanswered, she answered all calls and had the patience to explain every “why” to me.We are now in a better position with our finance.Would recommend Gina.Paulo CauhiPaulo Cauhi ★★★★★ Gina made my first home buying experience a breeze! Her expertise, attention to detail, and negotiation skills ensured I got the best deal possible. She was friendly, professional, and always had my best interests at heart. Thanks to Gina, I'm now a happy homeowner. Highly recommend!Jaya LounganiJaya Loungani ★★★★★ We have worked with Gina for a couple of properties now.Gina is a professional with wealth of knowledge. She provides personalised service understands your requirements, and presents options that are best suited. She is thorough, meticulous, and accurately manages deadlines.Thank you Gina! Your efforts are greatly appreciated.Daniel McGreeDaniel McGree ★★★★★ Gina was an absolute pleasure to work with. I had basically given up on trying to get a mortgage before I connected with Gina. I had a few other brokers tell me that lenders would knock me back unless I managed to get more credible information on my somewhat unorthodox income streams. Gina sorted it all out, was incredibly responsive and got it all done in no time flat. I don't think it's too much of a stretch to say I'd still be renting for years to come without her help. I highly recommend her services and can assure anyone reading this review that you won't regret working with her.Danh TranDanh Tran ★★★★★ After a disappointing experience with our previous broker, we were referred to Gina, and we couldn't be any happier working with her. Gina and the team are highly professional, efficient, and supportive, with an impressive turnaround time. While our previous broker struggled for 2 months, Gina successfully finalised the finance in just one week. We are thoroughly impressed and would gladly recommend her team to anyone we know.Alisa LAlisa L ★★★★★ Amazing service! The staff is professional and knowledgeable. They made the process very quick, efficient and seamless. Highly recommend!Ethan Bruswell CriticEthan Bruswell Critic ★★★★★ I had the pleasure of working with Gina who truly exceeded my expectations. Her attention to detail was impeccable, ensuring every aspect of the loan process was thoroughly addressed. She and her team worked tirelessly to sort out all the intricate loan details, showing their dedication and commitment to helping us.What truly stood out was their resourcefulness; they went above and beyond to find the best options for us in times like this where interest rate is at all time high. Who knows if intetest rates will continue to rise through the rooof?. I was continually impressed by their promptness in replying to emails and phone calls. It made the entire experience smooth and stress-free. This broker is a gem in the industry, and I highly recommend her services to anyone in need of financial guidance and support.Joyce TanJoyce Tan ★★★★★ Gina and team has done it again, helping us refinance smoothly and efficiently. She is genuine, knowledgeable and passionate in seeing us achieve our property investment goals. Looking forward to many more years of partnership. Huge thanks to your amazing team 🙌 👏 🙏Vikas KhavareVikas Khavare ★★★★★ True professional. Very quick response, hardworking and through knowledge of mortgage industry to give you the best deal.kamila drzewieckikamila drzewiecki ★★★★★ Great experience. I would highly recommend Gina. Gina is very knowledgeable, approachable and always ready to help, analyze all the options, explain the steps involved and how to get through the paperwork successfully.Peter WalshPeter Walsh ★★★★★ Gina is an amazing Mortgage Broker. I had a awesome experience with Gina organising finance for our investment property. Gina was organised, super helpful and friendly and made the process smooth and pain free. I couldn't imagine going through anyone else now, and can not recommend her enough.JOBELLE ONIRAJOBELLE ONIRA ★★★★★ Gina is very professional and helpful. Easily contactable for queries.Luke EdwardsLuke Edwards ★★★★★ Gina has been our mortgage broker for many years now, helping us to obtain initial finance for our investment properties and multiple re-finances since.Gina always presents us with multiple great value loan products from a diverse range of lenders, with a focus on finding us the best fixed interest rates available (as we tend to prefer the certainty of fixed rates).Once we have chosen our preferred product, Gina and her team take care of everything in an efficient, professional and personal manner, taking all of the hard work out of the financing process.Gina is always available to provide advice and support throughout the process and always looks after our interests.The best part is that we never get charged a fee for her amazing service, as she gets paid by the lender we choose to do business with.I highly recommend her services to anyone looking for a home loan. You will not be disappointed or let down.We will continue asking Gina to refinance our loans and facilitate our new loans for as long as she remains in this business. There is no one we could trust more to help us manage our loans.Niki Maleki radNiki Maleki rad ★★★★★ Amazing service. It was amazing to work with Gina. Whole process was smooth and Stress free and she is best. Highly recommend her.Lauren FerraroLauren Ferraro ★★★★★ Exceeded expectations x1000. Gina went above and beyond for us over the two year period it took us to purchase a home. We had delays with land registration and builders, lazy real estate and multiple bank issues. Gina did everything we asked of her (which was a lot) and helped us to finally secure our home. Communication times were A+ and pushed for everything to be done when needed, didn't complain about needed to submit multiple applications and didn't quit until we ended up with our house. Will recommend her to everyone I know in future.Louise WebsterLouise Webster ★★★★★ Best mortgage broker experience ever. Gina and her team, have a huge amount of expert that we’ve been able to ultiize, again. This time Gina was able to get almost double the amount possible by the other option. Thank goodness I went to Gina to checkout my family members first stop.First stop next time. I won’t waste my time going to a bank.Monica KhavareMonica Khavare ★★★★★ Gina has great attention to detail and communicates steps clearly to make the home loan application a lot simpler to understand and is able to engage all the right stakeholders. I would gladly recommend her to my friends and family.Catherine BedfordCatherine Bedford ★★★★★ I can’t recommend Gina Neoh highly enough, and indeed would not hesitate to recommend her to any family or friends in need of a Mortgage Broker.Not only is she extremely knowledgeable and experienced, but also diligent at investigating options to suit our specific and sometimes changing needs.She is a pleasure to deal with - flexible, responsive, and proactive. Her attention to detail is equal to her patience in communicating it to us, ensuring we feel informed and confident in our decisions at every stage.jaci lowjaci low ★★★★★ Gina was so so helpful. She is a wealth of knowledge and clearly knows property finance inside out! Gina is so easy to talk to, she explained things with out using stuffy jargon, which made me feel comfortable to ask any questions. She is also very efficient, reliable and professional. I feel fortunate to have been recommended to contact Gina. I can not recommend her enough 🙂Paul BoltonPaul Bolton ★★★★★ Gina was extremely helpful and was always available and willing to get the best deal possibleJamie ThornellJamie Thornell ★★★★★ Gina is absolutely Amazing!!We can’t thank you enough for all of your time and hard work, you made it possible for our little family to purchase our first home!Thank you so much! 🥰Jennifer JimenezJennifer Jimenez ★★★★★ Gina has been great to work with - she help us buy our first home and recently to refinance our mortgage. Gina walked us through our options, was always available for a call or got back to us promptly, and followed up any outstanding concerns with the necessary bank. She is diligent, calm and personable. Truly appreciate the work she has done for us. Gina was referred by a friend who was extremely happy with her work and I have no hesitation referring her to family friends as well. Thanks again Gina!Agi KourmatzisAgi Kourmatzis ★★★★★ Gina was amazing. This is the 2nd time she has helped us, and we look forward to working with her again in the future. amazing service, incredibly efficient and thoughtful, and puts up with annoying emails and messages at any time of the day! 5*+++ review.Nyah RoweNyah Rowe ★★★★★ I cannot recommend Gina more highly. Navigating the purchase of my first home, Gina was absolutely amazing. We worked together for 12 months before I was ready and nothing was ever too much trouble. She presented me with options and alternatives, was always on the ball following up and pushing things through - right up to the very end. I truly felt like I had a cheerleader and mentor by my side throughout the whole process and that’s huge when you are buying for the first time. THANK YOU! 10/10Ashley JonesAshley Jones ★★★★★ Gina was great to deal with. With updates frequently of what is happening. Even though the bank was messing her around, she kept me informed and updated on what is happening until the very end.I highly recommend her to anyone looking into property finance.Dimity PodgerDimity Podger ★★★★★ Gina has gone above and beyond to support us in securing a home loan that works for our situation. Nothing like talking through the options, receiving step by step guidance, and having Gina’s generous support helping us to understand the numbers! Thanks so much Gina!Yollana ShoreYollana Shore ★★★★★ Gina was referred to me by my sister who spoke highly of her after Gina helped her secure a loan for their home. Gina worked diligently to help me find the best loan for both my home and investment property. She was thoughtful and respectful throughout the process. Thankyou Gina!Dhruva AAyarDhruva AAyar ★★★★★ Gina was a breath of fresh air as she went above and beyond to help me understand what would be the best fit for my situation.
She worked through all the paperwork and information I had and was completely transparent to what my borrowing capacity would be and how we could achieve the best possible outcome.
I have no hesitations in recommending Gina to anyone who is looking to borrow or refinance as her customer service, knowledge and can do attitude was exceptional.Thank you Gina!! XxHet AyerHet Ayer ★★★★★ It was a very delightful experience working with Ginaand his team for our mortgage requirement. Gina does take time to understand the overall requirement and does come up with different options to cater to the requirement. This was my second time experience of working with Gina and team in the last couple of months and i could not be happier with the overall experience. Thank you once again Gina and look forward to working with you again in future. The most trust worthy and knowledgeable. Highly recommend.Ryan McFarlane (Ryanjm)Ryan McFarlane (Ryanjm) ★★★★★ Gina is fantastic at what she does. For a first time lender, she was able to easily and painlessly walk me through the process and and answer all questions in a way I’d understand. Gina was also able to tailor the process to my painful schedule at times providing assistance outside of office hours.I strongly recommend FYPF to anyone looking for finance!Matthew BrownMatthew Brown ★★★★★ It's rare to find the combination of someone who is so switched on and across all the options, as well as ethical. Gina is a terrific communicator, organised and efficient. Highly recommend.Erin ClarkeErin Clarke ★★★★★ Gina was incredible. She explained what we didn't understand and worked though our complicated situation with us, even bringing external resources for additional complications we had unrelated to the financing. Working with Gina was an absolute pleasure. I would highly recommend her.Tanya JonesTanya Jones ★★★★★ We received great savings and and fantastic service.Thanks GinaChristine BerryChristine Berry ★★★★★ Gina has been amazing!! So knowledgeable, kind, supportive and helpful. I can't recommend her highly enough!Yan W. GaoYan W. Gao ★★★★★ Gina has been an absolute delight to both work with and in helping me with my personal home loan purchase and really did a stellar job in pushing the limits to my borrowing capacity to help me purchase my dream home. She is both knowledgeable and attentive and explains things in a way which was easy to understand. Gina remains calm under pressure and most importantly gets remarkable results, no matter the difficult level of the deal she has work on. Couldn't recommend a better broker to assist your long term property investment needs.Marlie CooperMarlie Cooper ★★★★★ I knew Gina would be great as she was referred by my sister who purchased a property a month earlier - I was expecting good things and I was not disappointed. Purchasing a home is incredibly stressful... however the service, advice and professionalism provided by Gina made the process completely enjoyable. She calmed me down, she explained the process, she helped me negotiate, she arranged pre-approval super fast (and I mean SUPER FAST) and kept me well informed the whole time.I’m an under promise, over deliver type person and I’m telling you - Gina is the best. ⭐️Bri CooperBri Cooper ★★★★★ From the moment I first spoke to Gina I had completed trust in her. She has gone above and beyond in all aspects and I can't recommend her enough. I cannot wait till the next property she can help me with! Thanks Gina!!!!Alex GodboldAlex Godbold ★★★★★ Gina was amazing and we would recommend her to anyone that asks. Gina's knowledge and understanding of the sector meant everything was made simple and easy for us during our purchase. Gina is very easy to communicate with and has an amazing response time to questions.Johnathon BakerJohnathon Baker ★★★★★ I truly cannot say enough amazing things about Gina. She has gone above and beyond with my finance for house and land. Without Gina I am positive I wouldn’t be building my home today. I would recommend to anyone who wants to own and who may not think it even possible. Gina is a miracle worker!!!!Justine OrchardJustine Orchard ★★★★★ Highly recommend Gina, she is a wealth of knowledge and a pleasure to deal with. Couldn't ask for a better service!LiAm HannahLiAm Hannah ★★★★★ Gina is someone you can trust and rely on to get your finance done. Would definitely use her again for my next purchasedavehi2006davehi2006 ★★★★★ Gina is a fantastic, straight talking broker. We couldn't recommend her enough. She helped us navigate an extremely stressful time in buying our new home and gave us piece of mind and reassurance the whole way through. Always took our calls and responded to emails incredibly promptly. We wish we could give her more than 5 stars ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐S ShresthaS Shrestha ★★★★★ Gina will guide and drive you through the begining to end. Her professional advice will turn your dream to own a property into reality. We were referred to Gina from one of friend and found her so helpful. Her advise helps us to achieve our first property. I will strongly recommend Gina for her professional advise and support which will never let you down.Thank You Gina for all your Support.Sandeep & Anumagene coringene corin ★★★★★ Gina did a great job , highly recommendedAnn-Marie WoodgateAnn-Marie Woodgate ★★★★★ My experience with Gina was great. She was very efficient, a clear communicator and she got me a great rate for my mortgage. I would definitely recommend her!Matthew ChanMatthew Chan ★★★★★ Professional, very responsive and has great relationship with banks.I find the company really works for their client and puts themselves in their clients' shoes.They were able to secure competitive financing arrangements for me.Roopam GhoshRoopam Ghosh ★★★★★ Gina is one of the most knowledgeable but more importantly helpful home finance professionals I have met. Always figuring out the best solution for the customer and little tips and tricks that make navigating the highly complex home finance process a lot easier.My literal experience was just sitting at my office desk or home and working through the process and eventually getting an awesome deal suited to my requirements in a matter of a week.Yes 7 days.Totally recommend Gina for anything to do with property finance.C YC Y ★★★★★ We needed to refinance from a private funding loan. Our matter was very complicated, but Gina was able to use her vast experience in the industry to achieve a great result within a very tight time frame. We would highly recommend Gina, she was outstanding!Mark BassMark Bass ★★★★★ Gina and her team were outstanding. My situation was rather unusual and that caused a number of difficulties in trying to deal with the bureaucracy of the banks. Gina showed patience (with me and with the banks) tenacity and an excellent knowledge of the products available and best suited to my situation. Above all, Gina maintained excellent communication at all times, ensuring that I was always aware of the situation and progress being made. She was always available to talk, even taking a break from her morning run on one occasion in order to explain something that I was having trouble with!I would highly recommend Gina to anyone looking to have someone assist them through the myriad options available in the mortgage market.Jo hoJo ho ★★★★★ Gina's advice and service was impeccable and prompt. Her team made the mortgage process seamless relieving a lot of the pressure points that could have otherwise made the purchase experience quite harrowing. I was on a tight deadline for my purchase and relied on her team to get me over the line, which they did, without incident. They also opened my eyes to my true borrowing potential where other brokers had not.Eternally grateful and will definitely use her service again.Medellin LevenMedellin Leven ★★★★★ Gina is hands down the best mortgage broker in Sydney! We dealt with a couple before her and not anyone is nearly as smart, accommodating or knowledgeable. She worked tirelessly to get our preapproval in 2 days just in time for an auction! She’s brilliant and I can’t recommend her enough.Rula MRula M ★★★★★ Being a first home buyer a lot of this information is very new to me and I found Gina's both as a mortgage broker and property coach invaluable. I felt Gina was always available and responded within good time. She stayed one step ahead with what she needed to do, especially regarding any changes to the market and put in extra effort to make adjustments in my favor. I would definitely recommend Gina to anyone interested in getting a home loan or helping to buy a property.js_loader

MAKE AN INFORMED DECISION WITH THE RIGHT RESOURCES

“Everyone is capable of making a great finance and property decision. With the help of an expert we will help you implement finance solutions that act as a powerful anchor to your short and long term goals.”

Gina Neoh, Finance Broker, Property Specialist and Founder

GET YOUR FREE PROPERTY REPORT

2024 Find Your Property Finance. NeoChats Business Trust is an Authorised Credit Representative 507641 of Beagle Finance Pty Ltd, Australian Credit Licence Number 383640. NeoChats Business Trust ABN 669 537 61082 © 2024. All Rights Reserved.

TELL US WHERE TO SEND YOUR REPORT